Following is the response i sent to a local newspaper :
On the auspicious occasion of Eid Milad un Nabi, I was going through the beautiful articles in Rising Kashmir on the personality of the Last Prophet (saw) and the legacy of high morals and ethics that he left behind for the whole mankind. Suddenly my eyes shifted to another column on the same page.
My heart sank as I read through this article which represented the ultimate paradox of the modern day Muslim Ummah.
Directly beneath "Prophet Muhammad (saw)- The Ultimate role model for humanity" was a column named "A success called HDFC".This particular article was about the motivating journey of the various struggles and eventual success of a certain Banker..
I found it amusing and depressing at the same time that how can a same space contain the "Best man to have ever walked on earth" and an article about the worst catastrophies of the modern world namely Banking.
The author praised a certain Banker with the words "he created his own course of life and reached to higher echelons of society by his brilliance.” The proximity of this article to the one praising the Messenger of God (saw) reminded me of how the Prophet (saw) CURSED all four: the one who takes Interest (Bank), the one who gives interest (modern Kashmiri), the one who records it and the one who is a witness (Bank employees). In a Hadith the Prophet (pbuh) says," Allah destroys interest and blesses charity".
Easily one can see the supposed "higher echelons of society" could unfortunately lead someone to the lowest depths of Hellfire.
Then he went on to say “ (the bank) benefits a large section of the society.”
By benefit was he alluding to giving out loans to people from money created out of thin air, since all currencies now post 1974 are floating currencies, backed by nothing but illusion. Or was he alluding to the Fractional reserve system which enables a bank to loan out paper money that it doesn’t own(10-90% more than it has in its reserve). And in exchange for this ponzi scheme the bank has authority over the real assets and things of value of the borrowers. The only benefit I can see here is the 10-50% cut the bank takes. For the people is just “inflation, lower buying power, loss of property and eventually impoverishment, suicides in some cases”.
Let me make it very clear, your Creator and His Messnger (saw) have declared a WAR against those who deal with Bank Interest. A WAR!!
So by that declaration, Allah and his Messenger (saw) are at war with almost 80-90% of Kashmiris who are busy making lavish hotels and buying cars by this accursed way. No wonder, we find ourselves in this terrible predicament of social, political and spiritual chaos.
I usually go for Jumu'ah prayers to my local Masjid. Out of all the duas the most oft repeated dua is "Bemaaran Shifa"( healing for the sick). Scores of Kashmiris, rich and poor are lined up at the chemist shops. Why?
Kashmir is the world most militarised state, with shamefully poor health facilities, educational institutes and employment avenues. It's not only that India or the Indian paramilitary is at war with us. One has to realise Allah and His Messenger are at war with us the day, Indian Banking monopoly hit us and we didn't even raise a finger.
If that was too far fetched, this particular article went on to say "I was always enigmatic about the achievements of this genius" about the certain banker he was praising.
Kashmir could comfortably be called a Muslim Majority State with 95% of its population who claim to believe in Allah and His Prophets. One of the very first things we are taught as children by our local Quran teachers is the Journey of Isra wal Mi'raj in which the Prophet (pbuh) travelled to the Holy Land and then ascended to the heavens. It was there that he saw a man "swimming in a river of blood". On inquiring, he was told "This is the Banker (one who takes Interest)". Everytime the Banker tried to come out, a stone was hurled at him and he was embarrassingly thrown back in that pool of blood.
It is interesting to note why was it blood? One of the strongest tactics of the predatory elite who now rule the world and are hell bent on forming the New World Order, is to enslave the world through debt. William Shakespere being a non Muslim play write was wiser than most of the ulema who give sermons in the masjid today when he wrote the play "Merchant of Venice", where he equated the interest demanded by the money lender to a "pound of flesh" from the body of the borrower, slowly and deceitfully enslaving the borrower.
The Indian banking cartels have a stronger presence in Kashmir, even more than the Millitary, yet the separatists are still crying for a resolution. Kashmiri elite are already enslaved to the Banks with their 100 crore loans and the poor are following suit with their car loans etc, at such a rate that even Article 370 cannot rescue us when Indian multi nationals take over the land where we as children used to play.
Now lastly I wanted to cover the statement of the author whilst describing this Banker with words “he lived by his own values, his code of honor and ethics”.
"The way money is produced and the role of paper currency is not a secret anymore, without being backed by anything of value like gold/silver (since 1974), paper money is just pulp, ink and a printing press in the hands of central or private banks like the Federal Reserve. You don’t need a Phd in Economics to understand that this is the most UNETHICAL IMMORAL MONETARY SYSTEM ever and hence "haraam".
What ethics is the author talking about? The same ones that took millions of lives in Iraq, or the massacre in Libya and now in Syria. All based on preserving the Petrodollar which is the only reason that paper money and hence banks and hence HDFC, J&K bank is running. (All petroleum is bought by USD, hence keeping the demand for paper money (which has no intrinsic value) alive and going.)
People who consider banking a progressive achievement of the modern world should very well know that they have the blood of thousands of innocent people on their hands, who were killed only for the preservation of the monopoly of bogus paper currency and the Unethical debt/interest based Banking Cartel, that first creates money out of something as valueless as paper and then loans out a 10-50 times bigger amount to people (which doesn’t exist in the banks reserve) and then has the audacity to DEMAND INTEREST ON IT in exchange for their real valuable assets. Under the Fractional Reserve Banking and Quantitative easing, a bank can loan out 10-90% of paper that it actually possesses. And that is FRAUD. Example if I have NO money but still I write you a cheque worth ₹100 and then not only demand the principle amount but also 10%interest. To add to it, hold your real valuable asset on mortgage incase you are unable to repay the loan. The cheque would bounce and you would call the police on me. But the Banks are doing the same thing, their cheques don't bounce because they print more bogus paper and no one calls the police on them, because thats how this vile unethical system works.
And that is exactly why Allah says in the Quran "Those who eat riba (Interest) will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaitan (Satan) leading him to insanity. That is because they say: ‘Business is just like riba,’ whereas Allah has permitted business and forbidden riba."
Just like these people inflicted pain and misery over mankind by producing money from something as valueless as paper and the demanding interest on it. On the Day of Judgement Allah Most High will humiliate them and we will recognise these bankers by the horrendous look of insanity on their faces.
This peice of writing is dedicated to those who still have a sense of morality intact and denounce injustice whenever they see it. Rising Kashmir is one such name.
I give you a time span of 20-30 years for the fall of this bogus ponzi scheme. Welcome ! real money Dinar (gold) and Dirham (silver).
Efforts are being made in Malaysia and Pakistan to go back to the fair and just economic model and monetary system installed by our Beloved Prophet (saw), based on Gold and Silver. A system where value of money (foreign exchange rate) wasn’t manipulated by simple key presses on the computer keyboard somewhere in the US Fedreal reserve and where the people did not get robbed of their wealth by controlled inflation and devaluing of currency.
Also it was a sense of obligation I felt that a same page should not contain the praise of the Blessed Messenger of God (pbuh) and the praise of a profession and a man that is cursed by Allah and the Prophets in all religions including Christianity and Judaism.
I request you to be very careful in constructing your page. Please do not place the praise of the Messenger of God (saw) on his mawlid with an article that is completely in conflict with his mission and teaching, thus making a mockery of the apathetical state that we find ourselves in as a Nation.
